Top Scams of 2014

scam

  1. IRS Debt CollectionThese guys call and often scare the living daylights out of you.  Sometimes they say they are getting ready to throw you in jail.  The sheriff will be coming to your door to take you to jail.  They will say all kinds of crazy things.  Some of us have gotten emails that are quite scary looking.
    EASIEST WAY TO VERIFY: CALL THE IRS 1.800.829.1040 OR GO TO THEIR WEBSITE IRS
  2. Computer support (virus on your computer)I use to be a computer programmer.  Listen, no one will automatically know there is a virus on your computer except for the people who put it there.  If you get a popup on your computer that says you have a virus and you can’t get rid of it, then hold the power button down for about 15 seconds until the computer turns off and stop going to weird and suspicious websites.
  3. Collection Agency (not actual collection agency)There are some unscrupulous types out there who start calling random people or get credit reports and call people telling them that they are a collection agency.  Ask the agency for proof they are licensed to collect in your state.  Or get their information like website (they should have one in this day and age) to verify who they are.
  4. PhishingPeople may call you claiming all kinds of things in order to get you to give up your information.  No one should call you and ask you to verify anything sensitive like social security number.  Either they know it or they don’t.  They might say you won a prize and need your information or that they need to verify who you really are.
    EASIEST WAY TO VERIFY: Ask them for their information and phone number.  Call them back.  If it is really the IRS or state lottery or anyone legitimate they will never be afraid to give you their number.

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