You are here because you have collectors from collection agencies harassing you. We are here because someone should be in your corner helping you to level the playing field. Plus we have over 20 years of experience dealing with these agencies so we know all their secrets including how they can get blood from a stone.

Types Of Debt

Debt is a financial obligation that requires a borrower to repay a lender over time. There are many different types ...


Here are solutions to common problems. They're calling the wrong number. I don't have money. Stop all harassment ...


Collection agencies serve an important purpose.  It is only when this purpose has been twisted and manipulated such that they ...

Latest Articles

  • How To Successfully Dispute Credit Report Errors
    Errors in your credit report can prevent you from securing mortgages, loans, apartments. This guide shows you how to successfully dispute credit report errors so you don’t have higher costs for insurance, utilities, and other services.
  • Keep College Loans Away From Collections
    Keep college loans away from collections with the new student loan repayment plan called the Saving on a Valuable Education (SAVE) plan. The SAVE plan is designed to be the most affordable repayment plan ever created, saving real money on monthly payments. How the SAVE plan works The SAVE plan is an income-driven repayment (IDR) … Read more
  • Win in Court and Dismiss Collection Lawsuits
    Understanding the intricacies of collection agency lawsuits can save you time, money, and anxiety. In this comprehensive guide, we delve into the primary reasons behind case dismissals. Additionally, we unveil actionable steps you can take to potentially win in court and dismiss collection lawsuits against you. 1. Lack of Standing: The Plaintiff, the collection agency … Read more
  • Get A Good Lawyer Or LOSE Your Case
    Get a good lawyer or lose your case. When it comes to facing off against debt collection agencies in court, having the right knowledge is crucial. This comprehensive guide is your playbook to understanding the common reasons why debtor lawsuits against collection agencies might face dismissal. From improper jurisdiction to lacking evidence, we break down … Read more
  • Common Collection Agencies Complaints (with solutions)
    According to the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB), the 5 most common complaints about collection agencies are: Debt collectors calling at unreasonable times. Debt collectors are prohibited from calling consumers before 8:00 a.m. or after 9:00 p.m., unless the consumer has given them permission to do so. Debt collectors using … Read more
  • What Is Regulation F and How Does It Help
    What is Regulation F? The Consumer Financial Protection Bureau (CFPB) drafted Regulation F, a set of rules that govern how debt collectors interact with consumers. The CFPB created these rules in 2013 to update and clarify the Fair Debt Collection Practices Act (FDCPA). What does Regulation F provide? Regulation F provides consumers with a number … Read more