Halsted Financial Services

Halsted Financial Services, LLC is a debt collection agency based in Skokie, Illinois. If you are being contacted via phone calls, email, or text, it is important to understand your rights. The company was founded in 2008 providing debt collection services for a variety of industries, including credit cards, retail, automotive, utilities, and telecommunications.

Debt collectors are prohibited from using abusive or threatening language. They are also prohibited from contacting you at work or at your home if you have told them not to. If you believe that Halsted Financial Services has violated your rights, you should contact the company directly or file a complaint with the Better Business Bureau or the Consumer Financial Protection Bureau.

WARNING: Don’t fall for the scam websites out there who try to get you to PAY them by promising you that they will get rid of your debt.

  1. Is Halsted Financial Services a scam?

    Halsted Financial Services is not a scam but a legitimate debt collection agency licensed by the State of Illinois. However, there have been some complaints about the company’s collection practices. If you are being contacted by Halsted Financial Services, it is important to know your rights.

  2. How do I stop Halsted Financial Services from calling, texting, emailing me?

    If you do not want Halsted Financial Services to call, text, or email you, they have a simple online form for requesting that they stop contacting you – click here. You can also file a complaint with our consumer division – click here.

  3. What are my rights if Halsted Financial Services is harassing me?

    Debt collection agencies are prohibited from engaging in certain abusive or unfair practices, such as contacting debtors at work or threatening them with legal action. If you believe that Halsted Financial Services is harassing you, you can file a complaint with our consumer division – click here.

  4. How can I dispute a debt with Halsted Financial Services?

    If you believe that you do not owe the debt that Halsted Financial Services is trying to collect, you can dispute the debt. You can send the company a letter disputing the debt and providing evidence to support your claim. Read our easy credit guide on how to remove Halsted from your credit report.

  5. How can I get a copy of my debt validation letter from Halsted Financial Services?

    If Halsted Financial Services has contacted you about a debt, you are entitled to a debt validation letter. This letter must include the following information:

    • The name of the creditor who is owed the debt
    • The amount of the debt
    • The date the debt was first incurred
    • The name and address of the debt collector
    • A statement that the debt collector is attempting to collect the debt on behalf of the creditor


  6. How can I negotiate a settlement with Halsted Financial Services?

    If you cannot afford to pay the full amount of the debt that Halsted Financial Services is trying to collect, you may be able to negotiate a settlement. You can contact the company and discuss your options. Halsted Financial Services may be willing to accept a lower payment amount than the full amount of the debt.

  7. How can I pay off my debt with Halsted Financial Services?

    If you have decided to pay off the debt that Halsted Financial Services is trying to collect, you should contact the company and set up a payment plan. You should make sure that you understand the terms of the payment plan before you agree to it.

  8. How can I improve my credit score after dealing with Halsted Financial Services?

    Once you have paid off the debt to Halsted Financial Services, you can start to improve your credit score. You can do this by making on-time payments on your other debts, keeping your credit utilization low, and disputing any errors on your credit report.

If you are being contacted by Halsted Financial Services, it is important to know your rights. You should not be harassed or threatened by any debt collection agency.


Who does Halsted Financial Services collect for?

Various companies that own debt in credit cards, retail, medical, utilities, and cell phones. They have also been known to collect on their own “paper.” This really doesn’t make much of a difference because they are legally authorized to collect on behalf of whichever client they choose to work with.

Can you SUE and get paid instead of having to pay?

The different websites out there make you think you can make a lot of money by suing. However, if you read their fine print, most of them aren’t even lawyers. Lawyers will always make sure they get paid first. For example, if you owe $500, they will send anyone an “intent to sue” type notice. Here they will ask for $2000+ and see if they settle. Halsted does not usually settle because they are a legitimate company with compliant operating procedures (mostly). These websites might get some money to go away and maybe just maybe get your debt waived but usually not.

Can you send them some legal looking documents and blow them off?

So this is a new one that has popped up. These “marketing” type companies that make you think they are lawyers will sell you letters or a system that makes you think if the collection agency doesn’t respond then your debt is waived. This is not true at all. The letters say they request a validation of debt and that they have 30 days to respond. No this is not true. Read carefully because these internet marketing companies who are taking your hard earned money write all this in their terms and conditions.

But what can I do about Halsted Financial Services?

If Halsted Financial Services has broken any laws then please contact us with the info and we will try to help you. Whether or not you want to thank us is completely up to you once we take care of the matter Click Here

Halsted Financial Services Complaints

You can find many of their complaints throughout the internet but there is nothing you don’t already know or no one will give you the information we provide to help you go beyond the complaining and start taking action.

Halsted Financial Services Address

Halsted Financial Services
P.O. Box 828
Skokie, IL 60077

Halsted Financial Services Phone Numbers

are listed here. Sometimes when you get a call or text from a number you don’t know, you wonder who is calling me. Well if it is these numbers below, then it is Halsted Financial Services that is calling you.

  • 855 284 0831 (Main contact number)
  • 855 520 7028
  • 855 472 6628

What Is The Law

The Fair Debt Collection Practices Act was passed to protect consumers from abusive and unfair collection practices by debt collectors. While the definition of “harassment” may vary from person to person, there are specific behaviors addressed in the FDCPA that apply to all companies that collect debt. If you are contacted regarding a past due account, you have certain specific rights. If those rights are violated, you have the right to specific effective remedies as long as you seek the appropriate help or take some simple steps yourself.

You have the right to tell a debt collector to stop calling you about your debt at any time. When asked, the debt collection agency must provide you with the full name of the company and a mailing address where you can send a letter requiring them to stop contact regarding this debt. You may do this even if you owe the debt. After they receive that letter, the debt collection agency may only contact you to tell you that they will stop their collection efforts or to inform you that they are no longer trying to collect the debt or that they are taking legal action against you.