Who is Resurgent
Resurgent Capital Services manages accounts across the credit (debt) spectrum including performing accounts, sub- and non-performing accounts, secured accounts, and unsecured accounts. Currently, Resurgent has offices located in Greenville, SC, and Cincinnati, OH.
What to do
While debt collectors play an important role in the financial system, they are not your friends. It is important to be aware of your rights. Click here to find out what you can do.
They are calling the wrong person. You already paid your debt off. There are a million valid reasons to dispute a debt. Look no further to start filing disputes starting with the actual company that is calling you.
Who Is Resurgent Capital Services
Resurgent Capital Services is a debt collection agency that specializes in the management and servicing of domestic and international consumer debt portfolios. They manage accounts across the credit spectrum including performing accounts, sub- and non-performing accounts, secured accounts, and unsecured accounts. Resurgent has a mixed reputation, with some consumers accusing them of using aggressive collection tactics and violating consumer rights. However, Resurgent is also a legitimate debt collection agency that is licensed and bonded in all 50 states.
Debt collectors like Resurgent can be suspicious for a number of reasons. First, they are often calling people about debts that they may not even owe. Second, they may use aggressive collection tactics, such as threatening legal action or calling repeatedly at inconvenient times. Third, Resurgent is also known for using other companies to collect on their debt. This is a common practice among debt collection agencies, but it can be confusing and frustrating for consumers. When a debt collector hires another company to collect on its behalf, the original debt collector can still be held liable for any violations of the Fair Debt Collection Practices Act (FDCPA).
If you are being contacted by a debt collector, including Resurgent, it is important to know your rights. You have the right to request a validation of the debt, and you should not admit to owing the debt or sign anything unless you understand what it is. Debt collectors like Resurgent can be suspicious, but it is important to remember that not all debt collectors are scammers.
What To Do If Contacted By Resurgent Capital Services
While debt collectors play an important role in the financial system, they are not your friends. They are not there to help you. Collectors collect money for their clients, and do whatever it takes to get the job done.
If you are contacted by a debt collector, it is important to be aware of your rights. You have the right to:
- Verify the debt: Debt collectors are required to provide you with certain information about the debt. This includes the original creditor, the amount of the debt, and the date it was due. If you are not sure if the debt is legitimate, you can ask the debt collector for proof of the debt.
- Dispute the debt: If you believe that the debt is not yours, or that you have already paid it, you can dispute it with the debt collector. You will need to provide documentation to support your claim.
- Make a payment arrangement: If you cannot afford to pay the debt in full, you can try to work out a payment arrangement with the debt collector. This may involve making smaller payments over a longer period of time.
- Be treated fairly: Debt collectors are prohibited from engaging in certain harassing or abusive practices, such as calling you at unreasonable hours, threatening you with violence or arrest, or lying to you about the debt.
Complaints can be filed with the Consumer Financial Protection Bureau (CFPB).
How To Dispute Your Debt
You must have a valid reason to dispute your debt for a chance at success. If you feel you have a valid reason and some proof to back up your dispute then proceed.
Resurgent Capital Services Contact Information
PO Box 10497
Greenville, SC 29603