Errors in your credit report can prevent you from securing mortgages, loans, apartments. This guide shows you how to successfully dispute credit report errors so you don’t have higher costs for insurance, utilities, and other services.
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Keep College Loans Away From Collections
Keep college loans away from collections with the new student loan repayment plan called the Saving on a Valuable Education (SAVE) plan. The SAVE plan is designed to be the most affordable repayment plan ever created, and it could save millions of borrowers money on their monthly payments. How the SAVE plan works The SAVE Read More
Win in Court and Dismiss Collection Lawsuits
Understanding the intricacies of collection agency lawsuits can save you time, money, and anxiety. In this comprehensive guide, we delve into the primary reasons behind case dismissals. Additionally, we unveil actionable steps you can take to potentially win in court and dismiss collection lawsuits against you. 1. Lack of Standing: The Plaintiff, the collection agency Read More
Get A Good Lawyer Or LOSE Your Case
Get a good lawyer or lose your case. When it comes to facing off against debt collection agencies in court, having the right knowledge is crucial. This comprehensive guide is your playbook to understanding the common reasons why debtor lawsuits against collection agencies might face dismissal. From improper jurisdiction to lacking evidence, we break down Read More
Common Collection Agencies Complaints (with solutions)
According to the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB), the 5 most common complaints about collection agencies are: Debt collectors calling at unreasonable times. Debt collectors are prohibited from calling consumers before 8:00 a.m. or after 9:00 p.m., unless the consumer has given them permission to do so. Debt collectors using Read More
What Is Regulation F and How Does It Help
What is Regulation F? Regulation F is a set of rules issued by the Consumer Financial Protection Bureau (CFPB) that govern how debt collectors interact with consumers. It was created in 2013 to update and clarify the Fair Debt Collection Practices Act (FDCPA), which was originally passed in 1977. What does Regulation F provide? Regulation Read More
Is Halsted Financial Services a Trusted and Legitimate Company
In the realm of debt collection agencies, ensuring the legitimacy of a company is essential for both clients and consumers. We examined if Halsted Financial Services is a trusted and legitimate company. Do they have national licensing, commitment to legal compliance, solid reputation, and partnerships with renowned organizations. Through our research we were able to Read More
Not My Debt – Calling Wrong Person
The Scenario Who is John & Mary Smith and why do people keep calling me for them. My phone is bombarded by their calls day and night. Sometimes the caller is polite but most often they are quite rude. No, I do not know them or how to get a hold of them. I Read More
Collectors Calling Work, Relatives, Friends
The answer to your question about whether collectors can call you at work, your relatives, friends, or neighbors is a very simple yes. HOWEVER, this does not mean they have carte blanche in ignoring the FDCPA calling rules. Some Obvious Things Collectors Can’t Do Harassment of any kind Repeated calls Swearing at you or others Read More
Debt Consolidation Or Debt Settlement Companies
I will say right off the bat that I do not like either of these options. Working with debt consolidation and debt settlement companies is not as cut and dry as they make it seem. The main reason is that most of these companies will charge you a fee that further adds to your debt. Read More