Not My Debt – Calling Wrong Person
The Scenario Who is John & Mary Smith and why do people keep calling me for them. My phone is bombarded by their calls day and night. Sometimes the caller is polite but most...
Author: The Credit Vigilante
Collectors Calling Work, Relatives, Friends
The answer to your question about whether collectors can call you at work, your relatives, friends, or neighbors is a very simple yes. HOWEVER, this does not mean they have carte blanche in ignoring...
Debt Consolidation Or Debt Settlement Companies
I will say right off the bat that I do not like either of these options. Working with debt consolidation and debt settlement companies is not as cut and dry as they make it...
Victim Of Identity Theft & Fraud
The calls have been steadily rising regarding phantom accounts. It was extremely confusing because the callers had all of your information and you had no idea what they were talking about. To top it...
Too Much Interest Or Completely Wrong Amount
The Wrong Amount The wrong amount being collected is one of the most common issues that we come across. It is either the debtor forgot or the collection agency added a touch too much...
Refusal To Verify Debt
ACT I The phone rings while you are watching your favorite tv show after a long hard day at work. You: Hello Collector: Is this so and so? You: Yes it is, how can...
Secrets From A Former Collection Agency Owner
Debt is all around us and growing larger every day. From simple credit cards to college, car, and home loans. This causes many of us to sometimes feel like we are stuck in the...
Threatening Phone Calls
If you are getting threatening phone calls, chances are you are dealing with the bottom 1% of collection agencies. Because of these rogue agencies who feel like they can do whatever they want, the...
Who’s worse, lawyers or debt collectors?
A collection agency calls you and in one way or another make you mad. You owe the debt but you can’t pay or don’t want to. So what do you do? You go on...
Top Internet & Phone Scams
IRS Debt Collection – These guys call and often scare the living daylights out of you. Sometimes they say they are getting ready to throw you in jail. The sheriff will be coming to...
