What is Regulation F? Regulation F is a set of rules issued by the Consumer Financial Protection Bureau (CFPB) that govern how debt collectors interact with consumers. It was created in 2013 to update and clarify the Fair Debt Collection Practices Act (FDCPA), which was originally passed in 1977. What does Regulation F provide? Regulation Read More
A collection agency calls you and in one way or another make you mad. You owe the debt but you can’t pay or don’t want to. So what do you do? You go on the internet to whine and complain with all the other people who don’t want to pay. However in your research you Read More
IRS Debt Collection – These guys call and often scare the living daylights out of you. Sometimes they say they are getting ready to throw you in jail. The sheriff will be coming to your door to take you to jail. They will say all kinds of crazy things. The fake IRS people have Read More
The BBB is NOT like Consumer Reports whatsoever with people testing the products or investigating the business. In my humble opinion, they are a 100%, A+ moneymaking organization. The BBB charges a fee for businesses to become accredited. However, they say the ratings a business gets do NOT mean that they think the business is good Read More
You have never met Joe Smith ever in your life yet you keep getting calls for him day and night. These calls are from collection agencies. Sometimes they are nice and other times they are downright mean and often idiotic. They call you a liar when you say you are not Joe Smith. Others hang Read More
Here is the “Monetary Yoga” method straight from India as applied to cars. The truth is that car dealers hate dealing with Indians (from India). It is not because they are cheap but for a completely different reason. They hate it when a Indian walks through their doors because they know that that person has Read More
Sometimes to find the answer you need a little history… A Brief History of Credit Cards from &Orange Motion Design on Vimeo.