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Category: helpfulArticles

These are the helpful articles that appear on the main page on the bottom.

What Is Regulation F and How Does It Help

What Is Regulation F and How Does It Help

Posted on August 11, 2023 by The Credit Doctor

What is Regulation F? Regulation F is a set of rules issued by the Consumer Financial Protection Bureau (CFPB) that govern how debt collectors interact with consumers. It was created in 2013 to update and clarify the Fair Debt Collection Practices Act (FDCPA), which was originally passed in 1977. What does Regulation F provide? Regulation Read More

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Who's worse, lawyers or debt collectors?

Who’s worse, lawyers or debt collectors?

Posted on October 8, 2015May 8, 2023 by The Credit Doctor

A collection agency calls you and in one way or another make you mad. You owe the debt but you can’t pay or don’t want to. So what do you do? You go on the internet to whine and complain with all the other people who don’t want to pay. However in your research you Read More

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Top Internet & Phone Scams

Top Internet & Phone Scams

Posted on September 14, 2015May 8, 2023 by The Credit Doctor

  IRS Debt Collection – These guys call and often scare the living daylights out of you.  Sometimes they say they are getting ready to throw you in jail.  The sheriff will be coming to your door to take you to jail.  They will say all kinds of crazy things.  The fake IRS people have Read More

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The BBB Deserves An F-

The BBB Deserves An F-

Posted on July 20, 2015May 8, 2023 by The Credit Doctor

The BBB is NOT like Consumer Reports whatsoever with people testing the products or investigating the business.  In my humble opinion, they are a 100%, A+ moneymaking organization. The BBB charges a fee for businesses to become accredited.  However, they say the ratings a business gets do NOT mean that they think the business is good Read More

Posted in helpfulArticles, misleading
Why Do They Call Your Phone For Someone Else

Why Do They Call Your Phone For Someone Else

Posted on July 14, 2015May 8, 2023 by The Credit Doctor

You have never met Joe Smith ever in your life yet you keep getting calls for him day and night. These calls are from collection agencies. Sometimes they are nice and other times they are downright mean and often idiotic. They call you a liar when you say you are not Joe Smith. Others hang Read More

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What price car can I really afford?

What price car can I really afford?

Posted on May 5, 2015May 8, 2023 by The Credit Doctor

Here is the “Monetary Yoga” method straight from India as applied to cars. The truth is that car dealers hate dealing with Indians (from India). It is not because they are cheap but for a completely different reason. They hate it when a Indian walks through their doors because they know that that person has Read More

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A Brief History Of Credit Cards

A Brief History Of Credit Cards

Posted on January 22, 2013May 8, 2023 by The Credit Doctor

Sometimes to find the answer you need a little history… A Brief History of Credit Cards from &Orange Motion Design on Vimeo.

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