The answer to your question about whether collectors can call you at work, your relatives, friends, or neighbors is a very simple yes. HOWEVER, this does not mean they have carte blanche in ignoring the FDCPA calling rules.
Some Obvious Things Collectors Can’t Do
- Harassment of any kind
- Repeated calls
- Swearing at you or others
- Disclosing your debt to others
- Causing you harm such as losing your job
- Threats to you or others
You have two choices
- Pay Your Bills
- Dispute the debt (start with sending a debt validation request)