Common Problems
Consumers face a number of problems with collection agencies but these are the most common ones. Collection agencies are allowed to make calls and send letters as long as they follow the rules. As a result, this category describes the most common infractions and how to resolve these problems.
Not My Debt – Calling Wrong Person
The Scenario Who is John & Mary Smith and why do people keep calling me for them. My phone ...
Collectors Calling Work, Relatives, Friends
The answer to your question about whether collectors can call you at work, your relatives, friends, or neighbors is a ...
Debt Consolidation Or Debt Settlement Companies
I will say right off the bat that I do not like either of these options. Working with debt consolidation ...
Victim Of Identity Theft & Fraud
The calls have been steadily rising regarding phantom accounts. It was extremely confusing because the callers had all of your ...
Too Much Interest Or Completely Wrong Amount
The Wrong Amount The wrong amount being collected is one of the most common issues that we come across. It ...
Refusal To Verify Debt
ACT I The phone rings while you are watching your favorite tv show after a long hard day at work. ...
Threatening Phone Calls
If you are getting threatening phone calls, chances are you are dealing with the bottom 1% of collection agencies. Because ...