Not My Debt – Calling Wrong Person
The Scenario Who is John & Mary Smith and why do people keep calling me for them. My phone is bombarded by their calls day and night. Sometimes the caller is polite but most...
Category: Common Problems
Consumers face a number of problems with collection agencies but these are the most common ones. Collection agencies are allowed to make calls and send letters as long as they follow the rules. As a result, this category describes the most common infractions and how to resolve these problems.
Collectors Calling Work, Relatives, Friends
The answer to your question about whether collectors can call you at work, your relatives, friends, or neighbors is a very simple yes. HOWEVER, this does not mean they have carte blanche in ignoring...
Debt Consolidation Or Debt Settlement Companies
I will say right off the bat that I do not like either of these options. Working with debt consolidation and debt settlement companies is not as cut and dry as they make it...
Victim Of Identity Theft & Fraud
The calls have been steadily rising regarding phantom accounts. It was extremely confusing because the callers had all of your information and you had no idea what they were talking about. To top it...
Too Much Interest Or Completely Wrong Amount
The Wrong Amount The wrong amount being collected is one of the most common issues that we come across. It is either the debtor forgot or the collection agency added a touch too much...
Refusal To Verify Debt
ACT I The phone rings while you are watching your favorite tv show after a long hard day at work. You: Hello Collector: Is this so and so? You: Yes it is, how can...
Threatening Phone Calls
If you are getting threatening phone calls, chances are you are dealing with the bottom 1% of collection agencies. Because of these rogue agencies who feel like they can do whatever they want, the...
